Banking
50-Year Mortgages: How Trump’s Proposal Could Reshape Homeownership, Banking, and Investment in 2025
Donald Trump’s floated idea of 50-year mortgages could lower monthly payments but nearly double total interest costs for homebuyers. This shift may benefit banks and mortgage investment trusts, while raising new questions about affordability and long-term financial stability in the…
TD Stock: Dividend Update, Reinvestment Options, and What Investors Should Know for 2026
TD Bank Group has shifted to a semi-annual dividend review, declared a $1.08 per share dividend for Q1 2026, and outlined new reinvestment options for shareholders. Here’s what investors need to know about TD stock and its latest moves.
How Blockchain Is Transforming Payments, Banking, and Investment in 2025
Blockchain is reshaping financial services in 2025, from Revolut’s Polygon-powered payments and staking to HSBC’s tokenized deposit expansion and a surge in blockchain-focused stocks, signaling a new era of speed, efficiency, and global access.
FSCS Deposit Protection Rises to £120,000: What Savers Need to Know in 2025
The UK’s Financial Services Compensation Scheme (FSCS) will increase its deposit protection limit to £120,000 per person from December 2025, reflecting ongoing inflation and evolving savings habits. Here’s what savers need to understand about the new rules, practical impacts, and…
Are Banks Open Today? U.S. Veterans Day Closures Explained
Wondering if banks are open on Veterans Day? Most major banks, government offices, and post offices are closed nationwide. Here’s what you need to know about today’s closures, alternative banking options, and how the federal holiday affects daily life.
Citibank’s Loan Rate Cut: What Borrowers and Investors Need to Know Right Now
Citibank’s unexpected reduction of its base lending rate to 7.00% is sending ripples across financial markets, with borrowers set to benefit and investors weighing mixed signals about the bank’s future prospects.
AI in Real Life: Schools, Finance, Sports, and the Race to Accelerate
AI’s impact is rippling across society—from school safety scares to bank boardrooms, NFL predictions, and tech industry mandates. This article dives deep into how artificial intelligence is shaping daily life, its promise, and its pitfalls.
Understanding Lloyds Bank’s £300 Rule: A Revolutionary Step in UK Banking
Lloyds Bank has introduced a groundbreaking £300 daily deposit rule via PayPoint locations, revolutionizing accessibility and flexibility for customers.
ANZ Faces Record $160M Fine Amid Cultural Reckoning
ANZ Bank grapples with a record $160M fine for corporate misconduct, highlighting systemic failures and an urgent need for cultural reform.
