Homeownership
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California Voters to Decide on $11.25 Billion Affordable Housing Bond
California lawmakers have reached an agreement to place an $11.25 billion housing bond measure on the November ballot, aiming to address the state’s severe housing shortage and rising homeownership costs.
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30-Year Fixed Mortgage Rates Hold Steady Near 6.28% Amid Federal Reserve’s Policy
The average 30-year fixed mortgage rate currently hovers around 6.28% in February 2026, influenced by the Federal Reserve’s ‘passive monetary tightening’ strategy and its broader impact on borrowing costs.
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50-Year Mortgages: How Trump’s Proposal Could Reshape Homeownership, Banking, and Investment in 2025
Donald Trump’s floated idea of 50-year mortgages could lower monthly payments but nearly double total interest costs for homebuyers. This shift may benefit banks and mortgage investment trusts, while raising new questions about affordability and long-term financial stability in the…
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How Fed Rate Cuts Are Shaping Mortgage Interest Rates and Homeownership Decisions
With the Federal Reserve’s latest interest rate cut, homeowners and prospective buyers face new choices in a shifting mortgage landscape. Experts weigh in on refinancing, buying strategies, and what lies ahead for both rates and the housing market.

