mortgage
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Westpac Adjusts Home Loan Rates Amid Rising Funding Costs
Westpac New Zealand has announced significant adjustments to its home loan rates, increasing most standard and special fixed terms while cutting its six-month rate, effective February 2, 2026. The move reflects rising wholesale interest rates and broader economic pressures.
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Islamic Scholars Re-evaluate Mortgage, Student Loan Interest
Prominent Islamic scholars are re-evaluating the concept of *riba* (interest) in modern finance, asserting that conventional mortgages and student loans do not fall under the Quranic prohibition of exploitative debt increases.
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Mortgage Loans in 2025: Rates, Refinancing Options, and How ARMs Stack Up
An in-depth look at mortgage loans in 2025, comparing adjustable-rate and fixed-rate options, current rates, refinancing strategies, and what homebuyers should consider in today’s market.
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How Fed Rate Cuts Are Shaping Mortgage Interest Rates and Homeownership Decisions
With the Federal Reserve’s latest interest rate cut, homeowners and prospective buyers face new choices in a shifting mortgage landscape. Experts weigh in on refinancing, buying strategies, and what lies ahead for both rates and the housing market.
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Prime Rate Drops After Fed Cut: What It Means for Loans, Savings, and Markets
Following the Federal Reserve’s latest rate cut, major banks like Associated Banc-Corp have lowered their prime rates, affecting borrowing, saving, and investing across the economy. Here’s a deep dive into the ripple effects and what’s next for consumers and markets.
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Understanding the Role and Challenges of a Mortgage Broker
Mortgage brokers act as intermediaries between borrowers and lenders, offering tailored loan solutions. However, their role is increasingly challenged by regulatory scrutiny and fraud risks.
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Freddie Mac Prices $759M Securitization: First SCRT of 2025
Freddie Mac announces its first Seasoned Credit Risk Transfer Trust (SCRT) of 2025, a $759 million securitization of re-performing loans, highlighting continued risk management in mortgage investments.
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Mortgage Tax Rebates in 2025: Application Window Opens January 15
The State Revenue Committee (SRC) of Armenia has announced the availability of its electronic services following a brief period of maintenance. The SRC stated that, as of 5:00 PM on January 3rd, the following electronic systems became accessible: the SRC…